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TJ Harris Real Estate Expert

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Buying A Home Category

How savvy are you about mortgage financing or refinancing?

May 14

filed under: Buying A Home, Real Estate, Refinancing

Home refinanceWell according to a recent Mortgage Marketplace Survey done by Zillow, many of you may not be as savvy as you think you are. I am not going to quote the percentages of how many of you are not savvy in the various financing areas that the survey covered, but choose instead to briefly enlighten Read the rest of this entry »

Written by TJ Harris

Eight Things You Need To Know About Your Credit Score And Purchasing A Home?

Nov 04

filed under: Buying A Home, Real Estate

Credit scores are a key part of the home buying process! It’s important to understand how credit scores work and why they are such an important factor when you go to purchase a home.  Whether you are a first time home buyer, college graduate or have struggled in this economy, your credit scores are going to play a big part in whether or not you have the ability to purchase a home.

Here are some frequently asked questions along with answers regarding credit scores that I think you will find very helpful.

What makes a good credit score? Read the rest of this entry »

Written by TJ Harris

What Are You Missing Out On When Searching For Homes On Zillow or Trulia?

Oct 17

filed under: Buying A Home, Real Estate, Yada Yada

Listen its no big secret you may go to online sites like Zillow and Trulia when trying to see what homes are for sale in your geographical areas of interest that fit your predetermined search criteria. The question is  are are you seeing “all” the homes for sale? Are you seeing new listings as soon as they come on the market? Read the rest of this entry »

Written by TJ Harris

The SPDS And Why They Are Important To A Buyer . . . No We Are Not Talking About Potatoes

Sep 05

filed under: Buying A Home, Real Estate

So after tons of hours, days or months you have finally found that special property that you have contracted to purchase. Your ten day property inspection period is just about to start. Your Realtor® has now provided you with what is known in the real estate world as the “SPDS” from the seller of the property. SPDS is short for Read the rest of this entry »

Written by TJ Harris

Buying A Condo? Be Sure To Do Your Due Diligence About The Development You Are Buying In

Jul 24

filed under: 2nd Home Buyers, Buying A Home, Real Estate

Condos can definitely have their advantages over owning a single family home. For a vacation property or second home they are often the preferred dwelling choice. Not having to take care of outside maintenance such as replacing a roof, painting the exterior, lawn care etc. goes hand in hand with this type of turnkey property. They can also be great for Read the rest of this entry »

Written by TJ Harris